Compare Boat Insurance is tailored for you. Our online system provides instant quotes from top UK boat insurers, making it easy to find the best price and features.
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As the UK’s first boat insurance comparison website, we offer excellent policies at competitive prices. Simply click a button and get the cover you need in minutes.
Boat insurance is a type of insurance designed to protect boats, including yachts, motorboats, narrowboats, and rowing skulls, and those on board. All policies cover third-party liability claims and may include additional cover such as fire, theft, accidental damage, personal accident, incidents that occur while the boat is in transit by road, and damage to engines.
Boat insurance policies vary, and certain areas are excluded from standard policies, such as damage caused by wear and tear, corrosion osmosis, and machinery breakdown. Boat insurance cost is affected by factors such as racing, mooring in marinas, changing mooring locations, and the boat insurance excess.
Boat insurance covers risks like accidental damage, theft, fire, malicious damage, personal accidents, and transit incidents. Policies can also cover equipment such as the hull, sails, machinery, furnishings, and trailers. Cover and exclusions vary, so review terms carefully to choose the right policy.
Some policies include additional cover for personal belongings or incidents involving friends and family, while others exclude deliberate misconduct, wear and tear, or osmosis. Factors affecting cost include racing, mooring locations, and insurance excess.
Typical exclusions in boat insurance include damage from wear and tear, intentional acts, criminal behaviour, racing, commercial use, and operating outside defined navigational limits. Review your policy's exclusions to understand what is and isn't covered.
Our goal is to offer top-tier cover at competitive rates. All policies include up to £3 million in third-party liability insurance and up to £1,000 in personal accident cover for emergency medical expenses per incident for you and your passengers.
At Compare Boat Insurance, we offer comprehensive cover for a wide range of watercraft, including yacht insurance, RIB insurance, sail boat insurance, as well as cruisers, motorboats, speedboats, narrowboats, canoes, kayaks, and fast-fishers.
Boat insurance costs depend on factors like the boat's type, value, age, usage location, and desired cover level. More cover generally means a higher premium. A history of accidents or claims can also increase costs. To find a policy that fits your budget and cover needs, compare quotes from different insurance providers.
Boat insurance costs depend on factors like the boat's type, value, age, usage location, and desired cover level. More cover generally means a higher premium. A history of accidents or claims can also increase costs. To find a policy that fits your budget and cover needs, compare quotes from different insurance providers.
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